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White Ensign Personal RATS

The White Ensign RATS and The White Ensign Expatriate RATS is a solution for individuals to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle with investment flexibility.

International Savings Plan

The Blue Riband International Savings Plan is a solution for international employers – whether a small or large employer – providing a cost-effective, flexible, trouble-free, well-designed savings plan provides a positive savings solution for international employers and employees.

Guernsey RATS for Employers

Guernsey RATS for Employers – The Blue Riband Guernsey Retirement Annuity Trust Scheme for Employers(referred to as “the Blue Riband RATS”) is a solution for Guernsey Employers to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle.