Delivering pension plan solutions for everyone.
Our pension plans are constructed to meet the needs of individuals, either as a personal plan or a company scheme. Why not talk to us and see what we can do for you?
BWCI has pension plans to suit everyone, whether you are an employer or an individual.
We offer pension plans in Guernsey, Jersey, and for the Isle of Man. We also look after employers and individuals who work in jurisdictions with no local pension plans or who are internationally mobile.
BWCI’s pension plans are market-leading.
BWCI is independent and no commission.
Costs are kept low because we deal direct.
BWCI is free to choose any investment manager.
BWCI pensions plans have all the relevant tax approvals.
BWCI’s pensions plans include those with QROPS status allowing transfers from UK.
BWCI’s pension plans are market-leading.
BWCI is independent and no commission.
Costs are kept low because we deal direct.
BWCI is free to choose any investment manager.
BWCI pensions plans have all the relevant tax approvals.
BWCI’s pensions plans include those with QROPS status allowing transfers from UK.
BWCI Secondary Pensions.
If you employ staff in the Bailiwick of Guernsey, by law you must auto-enrol them into a pension plan. BWCI are here to help you with all aspects of Secondary Pensions.
Pension Products
BWCI’s pension plans are market-leading. They are modern, simple, flexible and cost-effective. BWCI provides trusteeship, administration, a range of investment funds and online access in a single package.
The Blue Riband Channel Islands Retirement Plan can be tailored to individual employers’ specific needs.
Jersey RATS offers flexibility so that employers can select a pension option ideally suited for their needs.
Guernsey RATS offers flexibility so that employers can select a pension option ideally suited for their needs.
The Blue Riband Channel Islands Retirement Plan can be tailored to individual employers’ specific needs.
Jersey RATS offers flexibility so that employers can select a pension option ideally suited for their needs.
Guernsey RATS offers flexibility so that employers can select a pension option ideally suited for their needs.
Locations we cover.
Key Contacts
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News / Insights
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BWCI Group is pleased to announce the acquisition of Polygon (Jersey) Limited and Polygon Pension Trustees Limited (Polygon Pensions), a Jersey based provider of personal and corporate pensions, trustee and administration services.
Clerical Medical have announced that they will be withdrawing from the final salary pension products market by mid 2028.
In Issue 2 2025 of Bandwagon we reported on the Isle of Man Financial Services Authority’s (IOM FSA) consultation on changes to the Retirement Benefits Schemes Act 2000. The proposed update to the pensions legislation focussed on strengthening the regulatory framework surrounding the funding and governance of defined benefit (DB) schemes. 11 consultation responses were received from a variety of industry stakeholders, including pension providers, insurers and legal advisers.
The initial stage of the implementation of Guernsey’s Secondary Pensions framework is now complete. This required all employers to put in place pension arrangements, satisfying the criteria, for all of their employees who fall within the scope of the legislation.
Back in 2018 the Isle of Man Financial Services Authority (IOMFSA) published a discussion document inviting feedback on its intention to enhance the regulatory framework for private pensions and their providers.
Historically, pensions regulation has made accessing any surpluses in UK Defined Benefit ("DB") schemes challenging, but the new bill intends to overhaul the framework.
