The White Ensign RATS and The White Ensign Expatriate RATS is a solution for individuals to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle with investment flexibility.
“we were still seeing some deaths involving Covid 19 in 2024” A look back at 2024 The headline message is that overall mortality rates observed in England & Wales during 2024 were the lowest on record. They were just slightly below the previous lows observed in 2019, the last year before Covid 19 had such… Read More »
“the proposals go much further than initially anticipated” Back in 2018 the Isle of Man Financial Services Authority (IOMFSA) published a discussion document inviting feedback on its intention to enhance the regulatory framework for private pensions and their providers. It received 9 responses and published the feedback document in the second half of 2018, with… Read More »
“This mind-set change is most definitely now happening” My article in issue 4 2023 of Bandwagon “Pension surpluses – what now?” ended with the following thought: “Ultimately a mind-set change may be warranted, as we move from an environment where schemes presented seemingly ever-growing liabilities, as yields fell, to one where they present opportunities to… Read More »
We are delighted to announce that Charlie Forshaw has been awarded BWCI’s 2025 student bursary this year. Our bursary scheme, which has been operating for over 15 years, provides financial support throughout the student’s undergraduate studies, as well as a minimum of eight weeks’ practical work experience each year outside of university term… Read More »