By Mark Colton at BWCI mark.colton@bwcigroup.com “It is difficult to find a combination of acceptable investments that suits everyone” SPF Whether you favour winter slopes or summer beaches (or both), you’ll be reaching for the sunscreen. The SPF (Sun Protection Factor) is a handy number telling us how strong the stuff is. It is easy to… Read More »
By Michelle Galpin at BWCI michelle.galpin@bwcigroup.com “likely to cause some concern for many trustee boards” The UK Chancellor’s speech on 29 January set out several strategies aimed at generating growth in the UK economy. One of the policy areas to be developed is to “introduce flexibilities for well-funded defined benefit schemes to release surplus funds… Read More »
Managing multiple pensions from different jobs can quickly become overwhelming. People now change jobs more frequently than in the past, when staying with one employer for an entire career was more common. As a result, you now may have several pension pots from previous employers. Even if they are with the same provider, they might… Read More »
At BWCI we are committed to lowering our carbon footprint. We understand how important environmental sustainability is and have put in place several initiatives to help foster a sustainable workplace. Here are some of the changes we are making. Heating and energy systems Upgrading our heating and air conditioning systems has been one of… Read More »
Many of BWCI’s flagship Blue Riband pensions products¹ have signed up to a local initiative which was launched last year by the Guernsey Association of Pension Providers (“GAPP”). The Environmental, Social and Governance (“ESG”) Framework for Pensions (the “Framework”) recognises Guernsey pension providers which have embedded ESG into their processes and decision-making. What’s involved? The… Read More »