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Jersey RATS for Employers

The Blue Riband Jersey RATS for Employers (referred to as “the Blue Riband RATS”) is a solution for Jersey Employers to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle. Managed by BWCI Pension Trustees Limited, the Blue Riband Jersey RATS provides a positive retirement solution for Jersey employers and employees.

Jersey Personal RATS

The Blue Riband Jersey RATS is a solution for Jersey residents to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle.

Review of 2024 Mortality Rates

By Will Bean at BWCI william.bean@bwcigroup.com “2024 saw record low mortality rates” The Continuous Mortality Investigation (“CMI”) publish regular quarterly updates on the trends observed in mortality rates in England and Wales. Their analysis is based on the death data published by the Office of National Statistics (“ONS”) and the latest update provides some interesting observations… Read More »

Avoiding Sunburn

By Mark Colton at BWCI mark.colton@bwcigroup.com “It is difficult to find a combination of acceptable investments that suits everyone” SPF Whether you favour winter slopes or summer beaches (or both), you’ll be reaching for the sunscreen. The SPF (Sun Protection Factor) is a handy number telling us how strong the stuff is. It is easy to… Read More »

Using Pension Scheme Surpluses

By Michelle Galpin at BWCI michelle.galpin@bwcigroup.com “likely to cause some concern for many trustee boards” The UK Chancellor’s speech on 29 January set out several strategies aimed at generating growth in the UK economy. One of the policy areas to be developed is to “introduce flexibilities for well-funded defined benefit schemes to release surplus funds… Read More »