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Global RATS

The Blue Riband Global RATS is a pension scheme established under trust in Guernsey and is designed for internationally mobile individuals.

Jersey Personal RATS

The Blue Riband Jersey RATS is a solution for Jersey residents to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle.

Guernsey Personal RATS

The Blue Riband Guernsey RATS is a solution for Guernsey residents to save for their retirement and to amalgamate their pension savings…

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BWCI has pension plans to suit everyone, whether you are an employer or an individual. We offer pension plans in Guernsey, Jersey, and the Isle of Man. We also look after employers and individuals who work in jurisdictions with no local schemes or who are internationally mobile.