Many of BWCI’s flagship Blue Riband pensions products¹ have signed up to a local initiative which was launched last year by the Guernsey Association of Pension Providers (“GAPP”). The Environmental, Social and Governance (“ESG”) Framework for Pensions (the “Framework”) recognises Guernsey pension providers which have embedded ESG into their processes and decision-making. What’s involved? The… Read More »
By Stephen Ainsworth at BWCI stephen.ainsworth@bwcigroup.com “maintain Guernsey at the forefront of international pension provision” This cryptic title is the subject of a recent consultation by the Guernsey Financial Services Commission (GFSC). It responds to requests from Pension Service Providers (PSPs) in Guernsey to enable them to provide services through a Protected Cell Company (PCC).… Read More »
By Michelle Galpin at BWCI michelle.galpin@bwcigroup.com “the above average death rates are of some concern” The Continuous Mortality Investigation (“CMI”) has recently published its report on the mortality rates observed in England & Wales for the first nine months of 2024. The CMI’s analysis compares the mortality rates observed so far during 2024 with the… Read More »
What’s changing? The States of Guernsey have recently announced that self-employed company owners currently paying self-employed social security contributions will automatically become employed for social security purposes from 1 January 2025 unless they opt to remain self-employed. This has a wide ranging impact on your pension arrangements which are highlighted below. If I change… Read More »
By Mark Colton at BWCI mark.colton@bwcigroup.com “The world will have to decarbonize” Carbon Literacy is: Why is it important? So far, the world’s score card for delivering the Paris Agreement’s objectives looks a bit disappointing. Government initiatives are delayed, watered-down or faltering. All the more reason for individuals and companies to effect positive change. This is… Read More »