Managing multiple pensions from different jobs can quickly become overwhelming. People now change jobs more frequently than in the past, when staying with one employer for an entire career was more common. As a result, you now may have several pension pots from previous employers. Even if they are with the same provider, they might… Read More »
At BWCI we are committed to lowering our carbon footprint. We understand how important environmental sustainability is and have put in place several initiatives to help foster a sustainable workplace. Here are some of the changes we are making. Heating and energy systems Upgrading our heating and air conditioning systems has been one of… Read More »
What’s changing? The States of Guernsey have recently announced that self-employed company owners currently paying self-employed social security contributions will automatically become employed for social security purposes from 1 January 2025 unless they opt to remain self-employed. This has a wide ranging impact on your pension arrangements which are highlighted below. If I change… Read More »
By Michelle Galpin at BWCI michelle.galpin@bwcigroup.com “offsetting” remains the most commonly adopted remedy” The value of pension benefits may be substantial, which is why they are taken into account when determining how the marital assets are to be carved up on divorce. The second edition of “A Guide to the Treatment of Pensions on Divorce” has… Read More »
By Mark Colton at BWCI mark.colton@bwcigroup.com “The world will have to decarbonize” Carbon Literacy is: Why is it important? So far, the world’s score card for delivering the Paris Agreement’s objectives looks a bit disappointing. Government initiatives are delayed, watered-down or faltering. All the more reason for individuals and companies to effect positive change. This is… Read More »