Managing multiple pensions from different jobs can quickly become overwhelming. People now change jobs more frequently than in the past, when staying with one employer for an entire career was more common. As a result, you now may have several pension pots from previous employers. Even if they are with the same provider, they might… Read More »
At BWCI we are committed to lowering our carbon footprint. We understand how important environmental sustainability is and have put in place several initiatives to help foster a sustainable workplace. Here are some of the changes we are making. Heating and energy systems Upgrading our heating and air conditioning systems has been one of… Read More »
By Hannah Rosumek at BWCI Group hannah.rosumek@bwcigroup.com “enable decision-making to be streamlined” The UK General Code of Practice came into force on 28th March 2024 and sets out the new governance requirements that are expected of a range of different types¹ of UK pension arrangements. Carl Stanford’s article in Issue 1 2024 provided a high-level overview… Read More »
Many of BWCI’s flagship Blue Riband pensions products¹ have signed up to a local initiative which was launched last year by the Guernsey Association of Pension Providers (“GAPP”). The Environmental, Social and Governance (“ESG”) Framework for Pensions (the “Framework”) recognises Guernsey pension providers which have embedded ESG into their processes and decision-making. What’s involved? The… Read More »
By Michelle Galpin at BWCI michelle.galpin@bwcigroup.com “the above average death rates are of some concern” The Continuous Mortality Investigation (“CMI”) has recently published its report on the mortality rates observed in England & Wales for the first nine months of 2024. The CMI’s analysis compares the mortality rates observed so far during 2024 with the… Read More »