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White Ensign Personal RATS

The White Ensign RATS and The White Ensign Expatriate RATS is a solution for individuals to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle with investment flexibility.

International Savings Plan

The Blue Riband International Savings Plan is a solution for international employers – whether a small or large employer – providing a cost-effective, flexible, trouble-free, well-designed savings plan provides a positive savings solution for international employers and employees.

Guernsey RATS for Employers

Guernsey RATS for Employers – The Blue Riband Guernsey Retirement Annuity Trust Scheme for Employers(referred to as “the Blue Riband RATS”) is a solution for Guernsey Employers to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle.

Jersey RATS for Employers

The Blue Riband Jersey RATS for Employers (referred to as “the Blue Riband RATS”) is a solution for Jersey Employers to save for their retirement and to amalgamate their pension savings, including those held in UK registered arrangements, to provide a cost-effective, flexible, trouble-free, well-designed retirement savings vehicle. Managed by BWCI Pension Trustees Limited, the Blue Riband Jersey RATS provides a positive retirement solution for Jersey employers and employees.

Complaints

Our aim is to provide a fully professional service such that complaints never arise. However, if you ever feel that we have fallen below our usual high standards, then please contact us so that we can seek to resolve any problems. If that approach is not able to resolve the problem, we do have a formal complaints procedure. We will endeavour to resolve your complaint promptly and fairly. Please contact us complaints@bwcigroup.com if you require further details of our complaints procedure.