Review of 2024 Mortality Rates

By Will Bean at BWCI william.bean@bwcigroup.com “2024 saw record low mortality rates” The Continuous Mortality Investigation (“CMI”) publish regular quarterly updates on the trends observed in mortality rates in England and Wales. Their analysis is based...

Avoiding Sunburn

By Mark Colton at BWCI mark.colton@bwcigroup.com “It is difficult to find a combination of acceptable investments that suits everyone” SPF Whether you favour winter slopes or summer beaches (or both), you’ll be reaching for the sunscreen. The SPF (Sun...

Updating Jersey’s RPI Basket

By Chris Collier at BWCI chris.collier@bwcigroup.com “lifestyles and behaviours gradually change over time” The composition of the “basket of goods” used to quantify inflation provides an interesting, but perhaps not immediately obvious, insight into how...

Using Pension Scheme Surpluses

By Michelle Galpin at BWCI michelle.galpin@bwcigroup.com “likely to cause some concern for many trustee boards” The UK Chancellor’s speech on 29 January set out several strategies aimed at generating growth in the UK economy. One of the policy areas to be...

BWCI purchases Orion Insurance Management Limited

Clair Le Poidevin, Managing Director of Orion Insurance. The BWCI Group is pleased to announce that it has acquired regulated insurance manager, Orion Insurance Management Limited. Orion acts as manager to two well-known local general insurance businesses; La...

Why combining your pensions could be the smart move

Managing multiple pensions from different jobs can quickly become overwhelming. People now change jobs more frequently than in the past, when staying with one employer for an entire career was more common. As a result, you now may have several pension pots from...

BWCI’s commitment to a greener future

At BWCI we are committed to lowering our carbon footprint. We understand how important environmental sustainability is and have put in place several initiatives to help foster a sustainable workplace. Here are some of the changes we are making.   Heating and...

UK General Code of Practice

By Hannah Rosumek at BWCI Group hannah.rosumek@bwcigroup.com “enable decision-making to be streamlined” The UK General Code of Practice came into force on 28th March 2024 and sets out the new governance requirements that are expected of a range of...

Blue Riband goes green(er)

Many of BWCI’s flagship Blue Riband pensions products¹ have signed up to a local initiative which was launched last year by the Guernsey Association of Pension Providers (“GAPP”). The Environmental, Social and Governance (“ESG”) Framework for Pensions (the...

PCC as PSP

By Stephen Ainsworth at BWCI stephen.ainsworth@bwcigroup.com “maintain Guernsey at the forefront of international pension provision” This cryptic title is the subject of a recent consultation by the Guernsey Financial Services Commission (GFSC). It...