Overview

Guernsey RATS offers flexibility so that employers can select a pension option ideally suited for their needs.

The Blue Riband Guernsey RATS is available to employers who wish to provide a company pension scheme for their employees resident in the Bailiwick of Guernsey. Employers can use it to met their requirements under Guernsey Secondary Pensions law. Its provide a;

  • cost-effective
  • flexible
  • trouble-free
  • well-designed employer pension plan.

 

Plan Options

We offer flexibility within the Blue Riband Guernsey RATS so that each company can select a pension savings vehicle ideally suited for their needs. All options can use either our Lifestyle or Self Select investment strategies.

Standard
option

Suitable for organisations which are looking for a company pension savings vehicle that offers a core set of low cost index-tracking investments and exceptional value for money.

Investment funds

  • 14 core funds across a broad range of asset classes. The funds are index-tracking.
Enhanced
option

Suitable for organisations which are looking for a company pension savings vehicle that has access to both index-tracking and additional actively managed funds selected from a range of investment managers whilst still offering exceptional value for money.

Investment funds

  • 14 core funds across a broad range of asset classes. The funds are index-tracking.
  • 15 additional actively managed funds selected from a range of investment managers across the major asset classes.

Our Approach

Our pension products and client service solutions are built specifically with members in mind.

Product Simplicity

We keep it simple.

Expertise & Experience

We support you.

Simple Communications

We make it clear.

Transparency of Charging

We tell you.

Help For Employers

We take the strain.

Web Access For All

We give you control.

Frequently asked questions

What are the differences between the Guernsey RATs for Employers and the Channel Islands Retirement Plan?

What is the process to set-up a Guernsey RATS for Employers?

What is the different between the Standard and Enhanced investment options?

What happens when someone leaves our employment?

Compare